Protect Your MSB Banking Relationships
Comprehensive BSA/AML compliance programs designed specifically for check cashers, money transmitters, cryptocurrency exchangers, and all money services businesses.
Your Risk Is Minimized With TCO
Your business is only as strong as the accuracy of your compliance programs, independent reviews, and the integrity of your banking relationships. The Compliance Organization brings 25+ years of hands-on MSB operational experience to every engagement.
As former MSB owners and operators, we understand the challenges you face from the inside. Our CAMS-certified experts deliver practical, results-oriented compliance solutions that satisfy regulators and strengthen your banking partnerships.
What We Offer MSBs
Third Party Independent Reviews
Comprehensive audits following FFIEC BSA/AML Examination Guide procedures. Our reviews include on-site interviews with management and staff, inspection of transaction records, written reports with detailed findings and actionable recommendations, and follow-up consultations to ensure compliance.
- On-site interviews & inspections
- Transaction record analysis
- Written findings & recommendations
- Follow-up consultation
Risk Assessment
BSA-required risk assessments using industry-standard toolkits or in-depth analysis methodologies. We evaluate your OFAC risk exposure and provide comprehensive risk profiles that satisfy regulatory requirements and strengthen your compliance posture.
- BSA risk evaluation
- OFAC risk assessment
- Risk profile development
- Regulatory compliance documentation
BSA/AML Compliance Programs
Full program development from the ground up — including policy creation, procedure documentation, internal controls, designated compliance officer training, and independent review scheduling. Everything you need to demonstrate a robust compliance culture.
- Policy & procedure creation
- Internal controls design
- Compliance officer designation
- Program documentation
Due Diligence
Thorough site visits and partner reviews for MSBs utilizing agents or foreign partners. We evaluate operational integrity, verify licensing, and assess risk exposure to help you maintain compliant business relationships.
- Site visit evaluations
- Agent verification
- Foreign partner reviews
- Licensing verification
Monthly Compliance Monitoring
Ongoing transaction monitoring, SAR/CTR support, and comprehensive audit documentation. Our monthly monitoring ensures your business stays compliant between reviews and is always examination-ready.
- Transaction monitoring
- SAR/CTR filing support
- Audit documentation
- Exam readiness maintenance
Compliance Manuals
Custom-developed compliance manuals tailored to your specific business type, state requirements, and operational model. Clear, practical documentation that your team can actually use day-to-day.
- Custom to your business type
- State-specific requirements
- Practical daily procedures
- Regular update support
Additional MSB Services
Banking Relationships
Help establish new or strengthen existing banking partnerships.
Regulatory Exam Preparation
Preparation and response assistance for regulatory examinations.
Training & Workshops
BSA/AML training seminars, forums, and webinars for your team.
General Consultation
Guidance on locations, software, partnerships, and business strategies.
How We Work With You
Initial Consultation
We discuss your business, current compliance status, and specific needs.
Assessment & Review
Comprehensive evaluation of your existing programs and risk exposure.
Implementation
We develop and implement tailored compliance solutions for your business.
Ongoing Support
Continuous monitoring, training, and exam preparation to keep you compliant.
Ready to Strengthen Your Compliance?
Don't trust your business matters to just anyone. Contact our CAMS-certified experts today.